Preparing Your Path to Justice


18-Wheeler AccidentsHow Much Will You Get Paid if a 18-Wheeler Hit You?

November 30, 2023by Crystal Henry

Following a collision involving a massive 18-wheeler, the aftermath can be profoundly overwhelming, leaving victims grappling with the physical, emotional, and financial repercussions of the incident. 

As questions about the path to recovery and justice loom large, a critical inquiry persists: “How much compensation can you expect if an 18-wheeler hits you?” 

The reality is that pinpointing an average amount is challenging due to the myriad variables involved. 

Damages hinge on two crucial factors: the degree of the truck driver’s fault and the severity of the victim’s injuries. 

In essence, a settlement can range from zero to over $100 million, contingent on the extremity of the injuries and the negligence of the truck driver.

In this blog post, we explore the intricacies of compensation in the aftermath of an 18-wheeler accident.

Average 18-Wheeler Accident Settlements

While it’s challenging to define an average, recent cases provide insight into the spectrum of settlement amounts. 

Though not 18-wheelers, a tow truck accident in New Jersey resulted in a $1.5 million settlement, while a truck accident in Pennsylvania yielded a $26 million settlement

A Texas man received one of the largest settlements ever, totaling $140 million after an 18-wheeler accident.

Key Factors Influencing 18-Wheeler Accident Settlements

The settlement amount in an 18-wheeler accident is influenced by several critical factors, each playing a significant role in determining the compensation awarded. 

Let’s explore these key elements that shape the outcome of settlement negotiations.

  1. Severity of Injuries: The extent of injuries sustained in the accident is pivotal, with more severe injuries typically resulting in higher compensation.
  2. Medical Expenses: The financial burden of medical treatments and rehabilitation significantly contributes to the overall settlement figure.
  3. Disruption to Normal Life: Accidents impacting the victim’s daily life may lead to increased compensation to address the disruption.
  4. Pain and Suffering: Emotional distress and physical pain endured by the victim play a crucial role in determining non-economic damages and the settlement amount.
  5. Wrongful Death: Cases involving fatalities may include significant non-economic damages in the settlement.
  6. Accident Cause: Circumstances surrounding the accident, including fault, significantly impact the settlement. Reckless or negligent driving behaviors can place liability on the truck driver.
  7. Commercial Vehicle Carrier’s Role: Errors within the trucking company, such as violations of federal regulations, may hold the company responsible for damages.
  8. Damages Incurred: Financial costs, including medical bills, property damage, lost wages, and future earning potential, contribute to the overall settlement amount.
  9. Negligent Party’s Percentage of Responsibility: The allocation of fault between the victim and the truck driver, as determined by state laws, influences the compensation process. Higher fault on the truck driver’s part may lead to a greater settlement.

Related: Can I Sue for Being Hit by an 18-wheeler?

Fault Determination in Texas and Its Impact on Settlements

In Texas, fault allocation is a pivotal factor in determining the outcome of an 18-wheeler accident case. 

The percentage of responsibility assigned to each party, including the victim and the truck driver, influences the compensation process.

If the victim is found more than 50% responsible, the truck driver may not be liable for compensation. 

Conversely, the closer the driver is to 100% at fault, the higher the potential settlement amount.

Determining Liability in 18-Wheeler Accidents

Determining liability is a crucial step in seeking compensation after a truck accident. 

Depending on the circumstances, responsibility can extend beyond the truck driver to various involved parties. 

  1. Truck Driver Liability: If the accident results from the truck driver’s actions, their insurance may cover the damages incurred.
  2. Trucking Company Accountability: Companies employing truck drivers can be held liable for factors such as inadequate training, unreasonable work hours, or poor maintenance practices.
  3. Manufacturer or Parts Liability: Defective parts contributing to the accident may lead to claims against the truck or parts manufacturers.
  4. Cargo Loading Company Responsibility: Companies responsible for loading cargo must ensure proper distribution to prevent accidents caused by imbalance.

Related: 8 Common Types of Truck Accidents in Houston, TX

Common Injuries Resulting from 18-Wheeler Accidents

Due to the substantial size and weight of 18-wheelers, accidents involving these vehicles often result in severe injuries that can have a lasting impact on victims. 

In this section, we explore the common injuries that individuals may sustain in such accidents and the crucial role these injuries play in determining settlements.

  • Broken Bones
  • Disfigurements
  • Shoulder Injuries

Medical expenses associated with these injuries, along with the need for ongoing rehabilitation, significantly affect the financial aspects of the case. 

Understanding the nature and extent of these injuries is essential in evaluating and pursuing a fair settlement.

Common Causes of 18-Wheeler Accidents

While conventional accidents are often attributed to issues like speeding or distracted driving, 18-wheeler accidents bring additional complexities. 

These massive vehicles, frequently transporting substantial cargo, can be subject to various factors that contribute to accidents. 

  1. Sleep-Deprived Driving: Extended hours on the road can lead to fatigue, impairing a driver’s ability to operate the truck safely.
  2. Traffic Law Violations: Failure to adhere to traffic laws significantly increases the risk of accidents involving large trucks.
  3. Improper Cargo Loading: Inadequate loading of cargo can compromise the stability of the truck, leading to accidents.
  4. Poor Vehicle Maintenance: Negligence in maintaining the truck’s condition can contribute to mechanical failures, posing a hazard on the road.
  5. Defective Vehicle Parts: Malfunctions in critical components, such as brakes, may result in catastrophic accidents.

Average Payout for 18-Wheeler Accident in Texas

Truck accidents often result in higher settlement amounts due to the severe injuries and damages incurred. 

Federal regulations mandate specific insurance coverage for commercial trucks, providing a basis for estimating potential settlements:

  • Trucks carrying non-hazardous cargo under 10,000 pounds: Minimum $300,000 insurance coverage.
  • Trucks carrying non-hazardous cargo exceeding 10,000 pounds: Minimum $750,000 insurance coverage.
  • Oil tankers: Minimum $1 million insurance coverage.
  • Hazardous cargo carriers: Minimum $5 million insurance coverage.

It’s crucial to note that engaging an experienced Houston personal injury lawyer significantly improves the chances of receiving a substantial settlement. 

Negotiating with insurance companies requires a deep understanding of legal intricacies, and legal representation can make a significant difference in the outcome of your case.

Factors Elevating Claim Amounts in 18-Wheeler Accidents

While not all accidents involving large trucks are solely caused by the 18-wheeler, certain factors can enhance the compensation amount:

  1. Commercial Truck Varieties: Beyond 18-wheelers, various large trucks, such as trailers, cranes, or tankers, are used by commercial businesses. The involvement of these diverse vehicles can impact the complexity and amount of the claim.
  2. Negligent Behavior: Proving negligent behavior on the part of the truck driver is crucial for a successful claim. Examples include distracted driving, fatigue, poorly secured trailers, failure to maintain the vehicle, and traffic violations.

Timeline for Resolving 18-Wheeler Accident Compensation Claims

The duration for resolving compensation claims stemming from 18-wheeler accidents can vary significantly. 

Factors such as the severity of injuries and the resulting medical treatments play a crucial role. 

In instances where victims require extensive medical care and rehabilitation over an extended period, the resolution process may span several years.

Filing a lawsuit before the statute of limitations expires, often just before the victim’s treatment plan concludes, is a common practice. 

From the initiation of a personal injury case to trial, the process can take one to two years, although the majority of claims find resolution through settlement before reaching this stage.


Navigating an 18-wheeler accident aftermath demands a deep understanding of complex factors shaping compensation. 

From injury severity to fault determination and settlement nuances, victims need an experienced Houston personal injury lawyer for strategic and vital guidance. 

These professionals ensure meticulous consideration of losses, aiming for a fair settlement. 

Beyond complexities, the journey is about restoring balance, empowering victims, and securing rightful compensation. 

After an 18-wheeler accident, our dedicated team is ready to advocate for your rights and support your path to recovery.

Wondering how much compensation you could receive after an 18-wheeler accident?

Seek fair compensation with the support of a seasoned personal injury lawyer. If you find yourself in the aftermath of such an incident in Houston, reach out to Attorney Crystal Henry.

With her extensive experience in personal injury law and unwavering commitment to seeking justice for victims, Crystal is dedicated to providing comprehensive legal assistance to protect your rights and help you pursue the compensation you deserve. 

Let Crystal Henry be your ally in the pursuit of justice and recovery.

Crystal Henry Personal Injury Lawyer
3730 Kirby Dr #901, Houston, TX 77098, United States

Frequently Asked Questions

How is fault determined in an 18-wheeler accident?

Fault in an 18-wheeler accident is often determined by assessing the extent of responsibility held by each party involved. In Texas, for instance, if you are found more than 50% responsible for the accident, the truck driver may not be held liable.

What factors influence the settlement amount in 18-wheeler accident cases?

Several factors impact the settlement amount, including the severity of injuries, medical expenses, disruption to normal life, pain and suffering, and the percentage of fault assigned.

Are settlements in 18-wheeler accidents typically higher than other motor vehicle accidents?

Yes, settlements in 18-wheeler accidents tend to be higher due to the severe injuries and damages involved. Federal regulations mandate specific insurance coverage for commercial trucks, providing a basis for estimating potential settlements.

How long does it take to resolve a compensation claim after an 18-wheeler accident?

The duration varies, with factors like the severity of injuries and necessary medical treatments playing a crucial role. While some cases may find resolution through settlement, others may extend to a year or more, especially if extensive medical care is required.

What types of damages can I claim after an 18-wheeler accident?

Damages in 18-wheeler accident claims can include medical bills, property damage, lost wages, pain and suffering, disability or disfigurement, loss of companionship in wrongful death cases, and more.

Why is legal representation crucial in pursuing an 18-wheeler accident claim?

Engaging an experienced personal injury lawyer significantly improves the chances of receiving a substantial settlement. Negotiating with insurance companies requires a deep understanding of legal intricacies, and legal representation can make a significant difference in the outcome of your case.

About the Author

Crystal Henry, a highly respected and compassionate personal injury lawyer based in Houston, is a force to be reckoned with in the legal field. With years of experience and a genuine passion for helping others, Crystal has become a trusted advocate for her clients. Her journey in law began with a strong desire to make a positive impact on people’s lives during their most challenging times.